RefaPay pays you a commission every time someone buys through your link — across three earning levels. Share, sell and watch it land in your wallet, instantly.
refapay.co.ke/r/silasNo website, no inventory, no upfront cost. Just your phone and your network.
Sign up in under 2 minutes with just your phone number. No fees, no card, no catch.
Drop your personal RefaPay link in WhatsApp groups, on TikTok, Facebook or X. Every product is yours to promote.
The moment someone buys, your commission lands in your wallet. Withdraw to M-Pesa from just KSh 100.
Earn on your own sales and on everyone you bring in — three levels deep.
On every product you sell directly through your link.
On all sales made by the people you personally refer.
On sales made by your referrals’ referrals. Passive income.
Drag the sliders to model your own hustle. Figures are illustrative.
≈ KSh 492,480 a year
60% direct commission
30% on referrals’ sales
10% on their referrals
A vetted catalogue priced for the Kenyan market. Pick a product, share, earn 60%.
No waiting for payday. Commissions settle to your wallet in real time and withdraw instantly.
Earn 60% on your sales, 30% on your team’s, and 10% on theirs. Build once, earn on autopilot.
Track balance, network growth and every commission as it happens — built for your phone.
Only quality ebooks, courses, templates and code. If it sells, it’s because it’s genuinely good.
Captions, posters and short-form video hooks for every product. Just copy, post and earn.
Daily tips, leaderboards and a WhatsApp community of earners helping each other grow.
“I made my first KSh 4,000 in week one just sharing in my campus WhatsApp groups. Withdrew straight to M-Pesa.”
“My referral team keeps growing while I work. The 30% level-two commission alone now beats my side hustle.”
“The dashboard makes it so easy to see what’s working. I post one product a day and the earnings just stack.”
Yes — completely free. There are no joining fees, no monthly charges and no card required. You only ever receive money, never pay it.
Commissions settle to your RefaPay wallet the instant a sale is confirmed. You can withdraw to M-Pesa at any time from a minimum of KSh 100, and it’s processed within minutes.
You earn 60% commission on products you sell directly. When people you referred make a sale, you earn 30%. When their referrals sell, you earn 10%. Your network keeps earning for you.
No. Most earners simply share in WhatsApp groups, family chats and on TikTok. We give you the captions and posters — you just post consistently.
A growing catalogue of 140+ vetted digital products: ebooks, online courses, design templates and developer source code — all priced for the Kenyan market.
Join RefaPay free today. Share your first product in minutes and watch your wallet grow — paid straight to M-Pesa.
Free forever · No fees · Paid to M-Pesa